A public insurance adjuster is an independent insurance professional who advocates for policyholders in negotiating insurance claims with their insurance company. Public adjusters are different from insurance company adjusters, who represent the insurer's interests. Public Adjusters will: evaluate damages and estimate the cost to repair or replace property; help you understand your policy, claim process, document filings, and deadlines; interact with the insurer and other third parties relating to the claim; and negotiate with the insurer for a fair payout.

Claim payouts can very wildly for similar damage and property. Sometimes they are fair, often times they are not. Even if you have had a fair payout in the past, that doesn’t mean you’ll have one this time. The same goes for denials of a claim. Whether it is poor insurance company policies and processes for a claim or simple human error, it can be hard to fight the carrier if you don’t know how. This is exactly what a Public Adjuster offers: The knowledge, equipment, and experience to beat the insurance companies at their own game.